The best travel credit cards provide more than just reward points and cashback incentives. They come with a wide range of bonuses and promotions that can transform your next trip from a simple one to a classy and luxurious experience, without devoting additional money. Travel credit cards have become one of the most competitive categories in the credit card segment.
The best travel credit card offer fast-track rewards on domestic and international travel along with additional benefits like air mile rewards, complimentary lounge access and co-branded reimbursements with airlines, hotels and travel partners. Loaded with all these travel-friendly features, these cards are best suited for those who travel frequently, whether it is for business purposes, recreation activities or holiday plans.
Some exclusive travel credit cards also offer complimentary golf lessons, movie ticket benefits and discount coupons for shopping or dining. The best travel credit card providers, in partnership with major airline companies such as Air India, Vistara Airlines and Jet Airways, provide exclusive benefits to their frequent travelling customers.
To help you choose among the best travel cards based on your travel needs and spending characteristics, we have analyzed and tried to compare credit cards in India. You can choose among the following list of best travel credit cards in the market today.
Best travel credit cards you can choose from
1) Bajaj Finserv RBL Bank Travel Easy SuperCard
One of the best travel credit cards recommended by travellers is the Bajaj Finserv RBL Bank Travel Easy SuperCard. This power-packed co-branded credit card is fully loaded with unparalleled financial benefits which empower and simplify your travel plans. Along with perks like exclusive 10% cashback on travel partners (Uber, Ola), fuel purchase benefits, gift vouchers etc., you get all the benefits of a regular Bajaj Finserv RBL Bank credit card.
This SuperCard comes with other industry-first features like interest free-cash withdrawal for up to 50 days and fuel surcharge freedom. As a joining bonus, you are given gift vouchers worth Rs. 1,000 if you spend Rs. 2,000 within the first 30 days of card issuance and annual fee payment. You can avail gift voucher worth Rs. 1,000 if you spend Rs. 1 lakh in a year. With annual fees of Rs. 999+GST and joining fees of Rs. 999+GST, you can get benefits of more than Rs. 9,000. By using this credit card, you get a chance to benefit from other unique features like cash access, personal loan and easy EMI options.
2) Citi PremierMiles Credit Card
The PremierMiles Credit Card from Citibank provides complimentary air travel with a choice to choose from over 100 airlines. Frequent flyers and travel enthusiasts have a league of offers to benefit from as the airline miles can be availed on all spending, and can be easily redeemed against flight travels, hotel stays and car rentals services. With an annual fee of Rs. 3,000, this card offers you a variable interest rate in the range of 37.20 – 42% per annum. Along with complimentary lounge access at airports across India, you can also avail of 10,000 bonus miles if you spend more than Rs. 1,000 using this credit card within 60 days from the date of issuance.
3) American Express Platinum Travel Credit Card
American Express Platinum Credit Card is best suited for cardholders seeking travel benefits, who prefer getting reward points redeemable for travel vouchers. If you prefer to spend on higher bandwidth and are looking for travel benefits, then you must surely go for this power-packed credit card. The rewards rate against this travel-friendly card is 0.88% which makes it one of the best travel credit cards, along with other perks. With annual fees of Rs. 5,000 and joining fees of Rs. 3,500, you can avail of travel vouchers worth Rs. 6,360 upon spending Rs. 1.90 lakhs. Also, you get an exclusive offer of a Taj Experience gift card worth Rs. 10,000 along with other regular credit card features with this American Express Travel Credit Card.
4) Air India SBI Signature Credit Card
This travel credit card offered by SBI is the best travel credit card in India for Air India loyalists. It’s a must-have travel credit card if you prefer spending a significant amount on your credit card as it offers a 4% basic reward rate, which is quite impressive. Also, along with each reward point, you are awarded the same number of Air India Miles which when accumulates offers your free air travel. You would be amazed to discover that on spending Rs. 20 lakh in a year, you would be rewarded with 1 lakh reward points that are comparable to 1 lakh Air India Miles, which can fetch you free Air India flight tickets! This SBI Signature card can help you in getting a complimentary membership of the Air India frequent flyer program. The charges you have to pay include an annual fee of Rs. 4,999 and renewal charges of Rs. 4,999.
Bottom Line
If you travel frequently, it makes sense to get a travel credit card. You can choose any of the credit cards mentioned above. That said, if you prioritise convenience and want a credit card that offers a wide range of benefits, then the Bajaj Finserv RBL Bank SuperCard is unrivalled. Apart from obtaining the power of four cards in one, you can apply for one online and get the credit card fairly quickly. Visit the Bajaj Finserv website and apply for the travel credit card today!